A SIF is a SEBI-regulated investment vehicle that blends features of mutual funds and PMS, offering sophisticated strategies with more accessibility and transparency.
SIF stands for Specialized Investment Fund — a new investment category introduced by SEBI to bridge the gap between retail and private wealth investing.
SIFs pool investor money and allocate it across specialized strategies, using a mix of debt, equity, and derivatives. They offer pre-defined risk-return profiles and are managed by professionals.
SIFs typically require lower minimum investments (₹10L vs ₹50L), are pooled in structure, offer better transparency, and have NAV-level reporting — unlike PMS, which manages individual portfolios.
SIP is just a way of investing. SIFs are more sophisticated and specialized than mutual funds, often combining debt, equity, and derivatives for targeted risk-return profiles.
Types include equity-linked SIFs, debt-focused SIFs, hybrid SIFs, and thematic or sector-based SIFs — each offering different strategies and risk levels.
You can invest via SEBI-registered platforms like SIF360. Just complete KYC, select a fund, and make a payment online through UPI, net banking, or transfer.
Returns are not guaranteed and vary depending on the specific fund, its strategy, and prevailing market conditions. Different categories of funds may carry varying levels of risk and potential reward, and past performance is not indicative of future results.
Any Indian resident with a minimum investment amount (usually ₹10L) and completed KYC can invest. Some SIFs may be available only to accredited investors.
Latest offerings include Edelweiss SIF - Equity Opportunity and others listed on SIF360. These funds are regularly updated on the platform.
SIFs are already live in 2025 and gaining popularity after updated SEBI guidelines. Major AMCs and banks are now offering them.
SIF360 is India’s first dedicated SIF platform, offering fund discovery, comparison tools, one-click investment, and live performance tracking for SIFs.
Yes. Platforms like SIF360 allow end-to-end digital onboarding, KYC, payments, and portfolio monitoring — all in one dashboard.
Not always. Some SIFs use demat units, while others are account-based. SIF360 guides you through the correct process for each fund.
SIF360 provides tools to compare SIFs by performance, strategy, manager, and risk. Use it to make informed decisions.
SIFs offer specialized strategies, SEBI regulation, low minimums, and NAV-based transparency — making them ideal for modern investors.
Active SIFs include Edelweiss SIF and others from AMCs and private banks. Use SIF360 to view the latest availability.
That depends on your risk profile and goals. SIF360 offers a personalized matcher to recommend funds suited to your needs.