SIF vs PMS: Which One Should HNIs Choose? - Comparison
Comparison

SIF vs PMS: Which One Should HNIs Choose?

July 30, 2025

While both SIF and PMS are SEBI-approved, they differ significantly:

  • PMS: ₹50L minimum, high customization, less liquidity
  • SIF: ₹10L minimum, pooled strategy, transparent NAV and fees

HNIs preferring lower barriers and modern digital access may find SIFs more aligned to their goals.